Investment bank tools.
SaaS pricing.
Financial business intelligence on two levels: 5-year projections with DSCR, covenant analysis and stress scenarios, plus analysis on historical accounts with AI-powered reports and financial ratios. The same rigour that investment banks apply to deals — accessible to consultants, accountants and advisors from €55/month.
Instant access — no registration required.
MurphFin is an NVIDIA Inception partner — Llama 3 70B Instruct via NVIDIA NIM for advanced financial analysis
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Who it's for
How it works
Instant access — no registration required
Institutional-grade output
Statements, ratios and covenants with the same rigour required by credit committees and assessment boards.
Level 1 — Business Plan
Projected income statement
Revenue, costs, EBITDA and net profit over 5 years. Every line calculated from your inputs.
Debt sustainability DSCR
Ability to repay financing. The most scrutinised indicator by banks and grant evaluators.
Scenario analysis
What happens if sales drop 20%? Three scenarios to assess resilience.
AI narrative
Professional texts adapted to your industry, with strategic consulting language.
Sensitivity analysis
Understand how key variables affect your projections.
Industry benchmark
Compare your projections with industry averages and risk analysis.
Level 2 — Financial Analysis
MurphFin Advisor — Financial analysis on historical accounts
From filed accounts to a 30+ page professional report. Import from registries, upload Excel or enter manually. The AI generates the analysis with the right tone: bankable, objective, anti-fraud or insolvency proceedings.
12-section AI report
Executive summary, profitability, financial structure, liquidity, working capital, ratios, cash flow, trends, credit access, instruments, issues, recommendations.
4 professional tones
Bankable for credit decisions. Objective for independent review. Anti-fraud for accounting anomalies. Insolvency for CCII proceedings.
5 financial health ratios
Finance costs, capital adequacy, return on assets, liquidity, tax debt. Thresholds by 16 industry sectors with traffic-light indicator.
Debt exposure
Creditor and debtor listing with overdue amounts. Bank exposure by institution. Tax and social security debts. Crisis composition analysis.
Treasury and bank flows
Upload bank statement CSV/Excel. Monthly flows, net balance, seasonality and qualitative AI analysis. Comparison with accounts data.
Credit bureau data
Upload central risk registry and credit reports. Automatic reading and AI analysis of exposures, guarantees, overruns and overdue.
Institutional-grade calculation engine
Income statement, cash flow, balance sheet, DSCR EBA, bank covenants, sensitivity analysis — the same framework used by investment banks to evaluate a deal.
Automatic financial projection
- Depreciation, loan payments, corporate taxes
- Income statement, balance sheet and cash flow over 5 years
- 6 financial ratios and break-even analysis
8 integrated labour agreements
- 50+ pay levels with automatic employer cost
- Suggested by industry sector
- Cost ranges by sector and region
Smart data import
- Import accounts from Excel and XBRL
- Automatic VAT number lookup
- Auto-mapping 20+ account lines
AI-powered narrative
- Professional texts generated by AI
- Big Four advisory style and strategic consulting language
- Automatically calibrated to your industry
Everything included in the PDF
5-year projections
Monthly and annual cash flows
Assets, liabilities, equity
Professional texts calibrated to your industry
6 high-resolution charts
SWOT + stress scenarios
Comparison across 15 industry sectors
Your brand, not ours
Bank covenant monitoring
AI-powered
Financial Intelligence
MurphFin is part of the NVIDIA Inception programme for developing a proprietary LLM based on Llama 3 70B Instruct, served via NVIDIA NIM and trained with PyTorch — dedicated to advanced financial analysis and business planning.
Powered by NVIDIA technology, the model transforms complex financial data into strategic insights and predictive risk assessments — delivering a concrete competitive edge in managing market volatility.