A plan sized to your workload
Choose the deliverable.
Not a feature list.
From your first business plan to a firm producing financial analyses every week. Start from the result you need to deliver.
★★★★★
Used by 1223+ professionals across Europe
Base
For startups and SMEs
€99/month
+ VAT
€969 billed as a single annual payment
€519/semester available
- 5 business plans active
- 9-step wizard
- 5-year financial plan
- AI Narrative + Assistant
- Financial ratios + benchmark
- PDF + Excel
- Daily backup
Start with Base plan
Try the free demo · Cancel anytime
For professionals
Advisor
For accountants and advisors
€549/month
+ VAT · includes Base + Premium
€4,999 billed as a single annual payment
€2,749/semester available
- Everything Base + Premium
- Unlimited business plans
- Financial Analysis
- 4 AI reports
- ODCEC scheme
- 5 CNDCEC early-warning indicators
- Import VAT number, Excel, PDF
- Treasury + Credit Bureau
- PDF with firm logo
Activate Advisor
Dedicated onboarding included · Cancel anytime
Associations, Consortia and Professional Bodies
Offer MurphFin to your members with dedicated terms. Tailored agreements, centralised billing, assisted onboarding and priority support for your organisation.
- Multiple licences with reserved pricing
- Single invoice to the organisation
- Dedicated account manager
- Training session included
- Business plan PDF with your organisation's branding
Request a quote
or write to [email protected]
Secure payment via Revolut
Cancel anytime
★★★★★ 4.8/5
Feature comparison
| Feature | Base | Premium | Advisor |
|---|---|---|---|
| Business Plan | |||
| Active business plans | Up to 5 | Up to 10 | Unlimited |
| Confirm BP (lock master data, remove watermark) | |||
| Full free demo | |||
| 9-step guided wizard | |||
| Free sector templates (5 sectors) | |||
| 8 sector models calibrated per grant | |||
| Amount sliders with realistic sector ranges | |||
| Forecast financial analysis (BP) | |||
| P&L, Balance Sheet, Cash Flow 5 years | |||
| DSCR and break-even | |||
| Scenario analysis (3 levels) | |||
| Bankability score | |||
| Grant calculations for 10 programmes | |||
| Benchmark across 15 ATECO sectors | |||
| Integrated CCNL (employee cost) | |||
| ON repayment plan | |||
| Historical vs forecast comparison | |||
| MurphFin Advisor — Historical financial report | |||
| Structured AI report on historical financial statements | |||
| Objective tone (neutral technical analysis) | |||
| Bankable tone (banks, Confidi, MCC) | |||
| Anti-fraud tone (Beneish, Altman, red flags) | |||
| Business crisis tone (ODCEC scheme art. 130 c.4 CCII) | |||
| 5 CNDCEC early-warning indicators (D.Lgs. 14/2019) with sector thresholds | |||
| Auto-import financial statements via OpenAPI Company (from VAT number) | |||
| Excel import with automatic line-item recognition | |||
| Treasury analysis from bank statements with AI | |||
| Central Credit Register (BdI) and CRIF reading from PDF | |||
| Stress test scenarios (upside / downside -10/-20/-30%) | |||
| Pre-qualified financial products (MCC, SACE, Minibond, etc.) | |||
| Suggested banking covenants and debt headroom | |||
| Report PDF with professional charts (NFP, leverage, cash flows) | |||
| Export and PDF | |||
| PDF with charts and cover page | |||
| Multi-sheet Excel export | |||
| Read-only sharing link | |||
| Unbranded PDF (100% yours) | |||
| White-label PDF with your firm's logo and name | |||
| AI | |||
| AI narrative calibrated per grant | |||
| Conversational AI assistant | |||
| AI financial consultant in wizard | |||
| Backup and Data | |||
| Automatic daily backup | |||
| Hourly backup | |||
| GDPR data export (JSON) | |||
| Support | |||
| Email and ticket support | |||
| Priority support | |||
| Dedicated 1-to-1 onboarding | |||
| MurphFin Forge | |||
| Bill of materials per product | |||
| Contribution margin and break-even per line | |||
| Configurable collection profiles (30-60-90 days) | |||
| Monthly volume seasonality | |||
| Pro monthly cash flow with chart | |||
| Extended document appendix PDF (+11 pages) | |||
Secure payment
Secure payment via Revolut. Electronic invoice issued automatically.
Questions? [email protected] or book a call
Frequently asked questions
Of course. You can sign up for free and explore the full demo with two pre-filled business plans. You will see exactly what you get before choosing a plan.
Your subscription renews automatically. You can cancel at any time from your profile and it will remain active until the end of the period. You will also receive a reminder 7 days before renewal. Your business plans always remain accessible in read-only mode.
You can upgrade or downgrade at any time. If you upgrade, you only pay the prorated difference for the remaining period.
The Base plan includes everything you need: 9-step wizard, 5-year financial plan, AI narrative, PDF, Excel, up to 5 active BPs. Premium adds: up to 10 BPs, 8 sector templates calibrated per grant, amount sliders, unbranded PDF, historical vs forecast comparison, read-only sharing link, hourly backup and priority support.
An electronic invoice is issued automatically within 24 hours of payment, with all the details needed for tax deduction.